Clutter is found in so many shapes and sizes. We can find it on our kitchen tables, under our beds, in our cars, and in our heads.

Clutter is a weight that has built on top of you so gradually, you don't even realize anymore that it is holding you down.

Clutter is the disease of American writing. We are a society strangling in unnecessary words, circular constructions, pompous frills and meaningless jargon.

Confidence is important in asking — He that asks faintly begs for denial.

Confidence is important — Assurance is two-thirds success.

Confidence is everything — "They are able because they think they are able"

Confidence is important to success — If your hoss knew how puny you were, he'd stomp you to death.

Debt is about the only thing you can acquire without money.

Debt is terrible — a man in debt is caught in a net

Debt is worse than poverty — he that gets out of debt, grows rich.

Debt is not advisable. A debtor must often lie.

Expertise is to be taken seriously — A blind man is no judge of colors.

Expertise requires skill and practice — A pair of light shoes is not all that is needed for dancing.

Expertise is unappreciated by the rabble — Only an owl knows the worth of an owl.

Expertise is less valuabel in times of utter catastrophe — Even the best pilots are willing to take advice from their passengers in bad weather.