The Auction is a tricky place — a hasty remark sometimes gets a man in trouble, especially at an auction.

An Auction is a place where, if you aren’t careful, you’ll get something for nodding.

An Auction is the only place you get something for nodding.

Budget is going without something you do want in case you should, some day, want something you probably won't want.

Budget is a way of managing the very value of money — how many cents a dollar is worth depends on how much sense the spender has.

Budget is a nervous breakdown on paper.

Budget is nothing to be pround of — Anyone who lives within their means suffers from a lack of imagination.

A Forecast is to predict that an event will happen, if it does, by basing calculations on events that have already happened, if they did. (One may forecast and be right, wrong, or neither. It depends.)

A Forecast is to observe that which has passed, and guess it will happen again

A Forecast is to anticipate the future by guessing at the past.

A Forecast is just a guess by someone who holds an academic degree.