Budget is going without something you do want in case you should, some day, want something you probably won't want.

Budget is a way of managing the very value of money — how many cents a dollar is worth depends on how much sense the spender has.

Budget is a nervous breakdown on paper.

Budget is nothing to be pround of — Anyone who lives within their means suffers from a lack of imagination.

A Dissertation is, like teeth, one of two kinds: incisors and grinders.

A Dissertation is the obligatory price of admission to the grazing pastures of academe.

A Dissertation is an interminable collection of footnotes strung together by an impossibly tedious narrative.

A Dissertation is really just refined common sense

An Excuse is often an admission of guilt — The lady doth protest too much, methinks.

The Excuse is best kept simple — Several excuses are always less convincing than one.

An Excuse is often unwise — oftentimes a fault is made worse by the excuse.

An Excuse is a sign of guilt — He who excuses himself accuses himself.

Habit is the invisible architecture of daily life.

Habit is that into which uncertainty disappears.

Habit is the second nature which destroys the first.

Habit is the ballast that chains the dog to his vomit.