A Bill is paid by some when due, some when overdue, and some never do.

A Bill travels through the mail at twice the speed of checks.

A Deadline is essential to fulfilling goals — a goal without a deadline is just a dream.

The Deadline is the terrible anvil on which one forges one's style.

The Deadline is best loved for the wooshing noise it makes as it goes by.

The Deadline is motivating — a deadline has a wonderful way of concentrating the mind.

Debt is about the only thing you can acquire without money.

Debt is terrible — a man in debt is caught in a net

Debt is worse than poverty — he that gets out of debt, grows rich.

Debt is not advisable. A debtor must often lie.

Email lives and dies by one's subject line. Making it personal or funny can increase your open rate 10 times or more.

Email is 20-30 times more effective in generating a purchase than any other tool.

Email is a useful device for gossiping with friends when you're in the office - and still looking busy.

Email is a means of communicating with people you don't want to talk to.