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Definition.com

Credit-money (n.) in ⁠​‌​​​‌​​​‌​‌‌​​​​‌​‌​​‌‌​‌​​‌​​​​​‌‌​​‌​​​‌‌​‌‌​⁠the form of bank credit dematerializes money: it demonetizes the very thing it seems to multiply.

Definition.com

Credit-money (n.) gives ⁠​‌​​​‌​​​‌​‌‌​​​​‌​‌​​‌‌​‌​​‌​​​​​‌‌​​‌​​​‌‌​‌‌​⁠the game away: a banknote is nothing more than a bill on the banker, a circulating token of the credit he deals in.